Paul reported that the caller questioned him about his identity, asking details such as his school.
Suspicion arose when the caller sought his first school while his security word pertained to the last one.
Despite initial doubts, Paul unknowingly provided a security code sent to his phone.
Realizing he fell victim at 5.50pm, he discovered Co-op Bank alerted him of altered security details.
Despite efforts, his £100,000 savings vanished.
Paul, a seasoned computer user, emphasizes the need for caution, even for those familiar with scams.